Secure File Sharing for Insurance Agents
Protect client PII with encrypted access codes. Full audit trails for E&O compliance.
View PlansWhy Email Endangers Your Clients
Insurance agents handle sensitive personal and financial information. Email creates data breach and E&O liability.
⚠️ Email Exposes You To:
- ✗Data Breach LiabilityForwarded policy documents containing PII create data breach notifications and potential fines.
- ✗E&O ExposureIf client data is compromised due to insecure transmission, you could face errors & omissions claims.
- ✗No RecallOnce sent, email cannot be retracted—even if you send to the wrong person or attach wrong files.
- ✗State Regulation ViolationsMany states have specific requirements for protecting client PII that email does not meet.
- ✗Chain of CustodyNo audit trail means you cannot prove what documents were sent or received during disputes.
- ✗Client Trust DamageA single data breach can destroy your reputation and client relationships permanently.
What's In Your Insurance Files?
Insurance documents contain sensitive PII and financial information that requires protection.
📋 State Regulations Require PII Protection
Most states have laws requiring insurance professionals to safeguard client nonpublic information (NPI).
- • NAIC Model Regulation: Requires written information security programs for NPI
- • State Insurance Codes: Many states have specific PII protection requirements
- • Fiduciary Duty: Agents have a duty to protect client information under agency law
- • Carrier Requirements: Most insurance carriers require secure document handling
How Insurance Documents Are Shared
| Feature | Portal | Krypton | |
|---|---|---|---|
| Access Code Required | No | Sometimes | Yes |
| Prevents Forwarded Access | No | No | Yes |
| Full Audit Trail | No | Partial | Yes |
| Client Upload Requests | No | Yes | Yes |
| E&O Documentation | No | Partial | Yes |
| State Regulation Compliant | No | Maybe | Yes |
| Expiration Controls | No | Yes | Yes |
| Revoke Access Anytime | No | Limited | Yes |
| SOC 2 Compliant | No | Sometimes | Yes |
| File Size Limit | 10-25MB | Varies | 5GB |
Red rows indicate features critical for E&O protection and state regulation compliance.
Built for Insurance Professionals
Policy documents contain sensitive PII. Email isn't enough protection.
Secure Policy Delivery
Send policies and ID cards with encrypted access codes only your client can use.
Client Upload Requests
Request documents from clients—photos, IDs, claims info—securely.
Audit Documentation
Full logs of every document sent and received for compliance records.
Claims Communication
Secure back-and-forth with claimants without email security risks.
Large Applications
Send complete applications and supporting documents up to 5GB.
Expiration Controls
Set expiry that matches your document retention requirements.
Insurance Use Cases
Policy Documents
Deliver policies, endorsements, and ID cards securely to clients.
Application Collection
Request sensitive client documents through secure upload links.
Claims Documentation
Exchange claim forms and supporting documents securely.
Renewal Packages
Send renewal documents and coverage updates securely.
Carrier Communications
Secure document exchange with underwriters and carriers.
Client Onboarding
Collect new client applications and documents securely.